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Working Capital Finance

Our working capital solution is designed to address short-term financing needs that arise due to fluctuations in a business's operational cycle. Bridge the gap between expenses and revenue with our flexible working capital solutions, ensuring a seamless transition to your next phase of growth.

Features

Smooth cash flow system
Quick access to fund
Customized solutions
Flexible Tenure

Benefits

Manage cash flow delays
Responsive to demand spikes
Maximize supplier discount
Bridge payment gaps
Ease of Repayment

For more information
please write to us at
response@smcfinance.com

ELIGIBILITY
SERVICE CHARGES
DOCUMENTATION
TERMS & CONDITIONS
FAQS

Coming Soon

18th Sep 2024

1. Standard Application Form
2. Passport size photograph
3. Basic KYC Documents for individual Applicant(s), Co-applicant(s) and Guarantor(s)
4. Documents to confirm ownership
5. Business Proof and Business Vintage Proof
6. GSTR certificate, where applicable
7. Income Source Documents for Financial Applicant:

Vanilla Income Program and Industry Margin Program:
- For Loan <= Rs. 50 Lacs: Latest 2 Years’ Audited Financials
- For Loan > Rs. 50 Lacs: Latest 3 Years’ Audited Financials
Gross Professional Receipt Program: Latest 2 Years’ Audited Financials
Banking Program: Latest 1 Years’ Audited Financials

8. Last 12 months Bank Statement
9. GST for Latest 12 months and broken period of current FY or 18 months (if applicable)
10. Repayment track records / SOA of existing loans
11. Document to be obtained for financial Co-applicant(s):

Latest 1-year ITR & Computation of Income before sanction of the loan.
Latest 6 months bank statement before sanction of the loan

Coming Soon

For more information
please write to us at
response@smcfinance.com

Doctor Loans > Medical Equipment Finance

Working Capital Finance

Features

Smooth cash flow system
Quick access to fund
Customized solutions
Flexible Tenure

Benefits

Manage cash flow delays
Responsive to demand spikes
Maximize supplier discount
Bridge payment gaps
Ease of Repayment

ELIGIBILITY

Coming Soon

SERVICE CHARGES

18 Sep 2024

DOCUMENTATION

Vanilla Income Program and Industry Margin Program:
- For Loan <= Rs. 50 Lacs: Latest 2 Years’ Audited Financials
- For Loan > Rs. 50 Lacs: Latest 3 Years’ Audited Financials
Gross Professional Receipt Program: Latest 2 Years’ Audited Financials
Banking Program: Latest 1 Years’ Audited Financials