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Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
Home > Working Capital Finance

Working Capital Finance

Our working capital solution is designed to address short-term financing needs that arise due to fluctuations in a business's operational cycle. Bridge the gap between expenses and revenue with our flexible working capital solutions, ensuring a seamless transition to your next phase of growth.

 

Features

 

  • Smooth cash flow system
  • Quick access to fund
  • Customized solutions
  • Flexible Tenure

Benefits

 

  • Manage cash flow delays
  • Responsive to demand spikes
  • Maximize supplier discount
  • Bridge payment gaps
  • Ease of Repayment
 
 
 
For more information
please write to us at
response@smcfinance.com



Coming Soon

22 April 2024

1. Standard Application Form
2. Passport size photograph
3. Basic KYC Documents for individual Applicant(s), Co-applicant(s) and Guarantor(s)
4. Documents to confirm ownership
5. Business Proof and Business Vintage Proof
6. GSTR certificate, where applicable
7. Income Source Documents for Financial Applicant:
  • Vanilla Income Program and Industry Margin Program:
    • For Loan <= Rs. 50 Lacs: Latest 2 Years’ Audited Financials
    • For Loan > Rs. 50 Lacs: Latest 3 Years’ Audited Financials
  • Gross Professional Receipt Program: Latest 2 Years’ Audited Financials
  • Banking Program: Latest 1 Years’ Audited Financials
8. Last 12 months Bank Statement
9. GST for Latest 12 months and broken period of current FY or 18 months (if applicable)
10. Repayment track records / SOA of existing loans
11. Document to be obtained for financial Co-applicant(s):
  • Latest 1-year ITR & Computation of Income before sanction of the loan.
  • Latest 6 months bank statement before sanction of the loan

 

Coming Soon

Coming Soon



 
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For more information
please write to us at
response@smcfinance.com



Doctor Loans > Medical Equipment Finance     
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Working Capital Finance

Our working capital solution is designed to address short-term financing needs that arise due to fluctuations in a business's operational cycle. Bridge the gap between expenses and revenue with our flexible working capital solutions, ensuring a seamless transition to your next phase of growth.

 

Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
Features

Benefits
 

 


 

 

ELIGIBILITY


Coming Soon

SERVICE CHARGES

22 April 2024

DOCUMENTATION

1. Standard Application Form
2. Passport size photograph
3. Basic KYC Documents for individual Applicant(s), Co-applicant(s) and Guarantor(s)
4. Documents to confirm ownership
5. Business Proof and Business Vintage Proof
6. GSTR certificate, where applicable
7. Income Source Documents for Financial Applicant:
  • Vanilla Income Program and Industry Margin Program:
    • For Loan <= Rs. 50 Lacs: Latest 2 Years’ Audited Financials
    • For Loan > Rs. 50 Lacs: Latest 3 Years’ Audited Financials
  • Gross Professional Receipt Program: Latest 2 Years’ Audited Financials
  • Banking Program: Latest 1 Years’ Audited Financials
8. Last 12 months Bank Statement
9. GST for Latest 12 months and broken period of current FY or 18 months (if applicable)
10. Repayment track records / SOA of existing loans
11. Document to be obtained for financial Co-applicant(s):
  • Latest 1-year ITR & Computation of Income before sanction of the loan.
  • Latest 6 months bank statement before sanction of the loan

 

TERMS & CONDITIONS

Coming Soon

FAQS

Coming Soon

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