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Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
Home > Corporate Loans > Business Loan

Business Loan

We offer collateral - free EMI based business loan which enables to expand, invest and help in your working capital needs. You can expand your business or upgrade your equipment and machinery easily with the help of a business loan.

FEATURES

  • Fulfil your needs
  • Hassel free disbursement
  • Flexible tenure
  • Convenient borrowing
  • Competitive Interest Rates

 

BENEFITS

  • No Collaterals
  • Flexi EMI Options
  • Faster Processing and Quick Disbursal
 
 
 
For more information
please write to us at
response@smcfinance.com



  • Self Employed individuals, Proprietors, Private Limited Co. And Partnership Firms
  • Minimum of 25 years of age and maximum of 65 years
  • Your business should have been making profit for 3 consecutive financial years
  • Your business should have its Income Tax Returns filed for at least 2 year
  • Turnover should be on a positive trend
  • Balance sheet has to be audited by a registered chartered accountant.

 




 

coming soon

 

  • Standard Application form
  • Passport size Photograph
  • KYC Documents
  • Business Proof: Certificate of business existence
  • Documents to confirm ownership
  • Relevant financial documents
  • Bank statement for last 12 months
  • Repayment Track Records / SOA




 

coming soon

 

How much loan can I avail of Business Loan?

You can avail of a loan from Rs. 5,00,000/- to Rs. 30,00,000/- depending on your income, repayment capacity and related factors.

 

What security do I need to provide to obtain a Business Loan?

To obtain a loan, there is absolutely no need to provide any security or collateral.

 

What are the loan tenure options for a Business Loan?

You can repay your loan over a period of 12 to 48 months.

 

Is the interest rate, fixed or floating?

Interest rate is fixed.

 

What is the mode of repayment?

You can repay through Post Dated Cheques, NACH or Direct Debit.

 

What do I need to do to avail a Business Loan?

To avail the business loan, simply click Apply Loan.

 

What is the eligibility criteria for a Business Loan?

We offer business loans to both professionals and non-professionals, who are self-employed.

 



 
NEED A
LOAN
 
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CALL YOU?
 
EMI
CALCULATOR
For more information
please write to us at
response@smcfinance.com



Home > Corporate Loans > SME Finance    
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Business Loan

Business loans enables to expand, invest and help in your working capital needs of your business like fulfil inventory requirements, etc. The borrowed capital can also be applied towards daily capital expenses, purchasing of new machinery for the business. Business Loan can give the much needed boost to your business, enhancing your competitiveness and profitability.

Testimonials

SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.

Mr. Arvind Pal

Testimonials
SMC has offices throughout India, so we can reach clients efficiently practically anywhere.
Our personalized service and streamlined documentation gets your product to you faster.
Mr. Arvind Pal
FEATURES

BENEFITS
 

ELIGIBILITY

 

  • Self Employed individuals, Proprietors, Private Limited Co. And Partnership Firms
  • Minimum of 25 years of age and maximum of 60 years
  • Your business should have been making profit for 3 consecutive financial years
  • Your business should have its Income Tax Returns filed for at least 2 year
  • Turnover should be on a positive trend
  • Balance sheet has to be audited by a registered chartered accountant.

 

SERVICE CHARGES




 

coming soon

 

DOCUMENTATION

 

  • Standard Application form
  • Passport size Photograph
  • KYC Documents
  • Business Proof: Certificate of business existence
  • Documents to confirm ownership
  • Relevant financial documents
  • Bank statement for last 12 months
  • Repayment Track Records / SOA

 

 

TERMS & CONDITIONS




 

coming soon

 

FAQS

How much loan can I avail of Business Loan?

You can avail of a loan from Rs. 5,00,000/- to Rs. 30,00,000/- depending on your income, repayment capacity and respective location product cap.

 

What security do I need to provide to obtain a Business Loan?

To obtain a loan, there is absolutely no need to provide any security or collateral.

 

What are the loan tenure options for a Business Loan?

You can repay your loan over a period of 12 to 48 months.

 

Is the interest rate, fixed or floating?

Interest rate is fixed.

 

What is the mode of repayment?

You can repay through Post Dated Cheques, NACH or Direct Debit.

 

What do I need to do to avail a Business Loan?

To avail the business loan, simply click Apply Loan.

 

What is the eligibility criteria for a Business Loan?

We offer business loans to both professionals and non-professionals, who are self-employed. Among self-employed professionals, we also offer exclusive loans for doctors with special features such as competitive business loan interest rates and quick approvals.

 

 

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